Affordable Asset Management for everyone

We believe the cost of financial advice should never exceed the value delivered to clients. That’s why we offer flat-fee asset management for only $95/month, with a free 30 day trial for new clients and cancellable anytime. We’ll meet with you online over video wherever you are in the US to set up your investment strategy and get your investing house in order.

Less fees = more growth

See the difference for yourself:

Unlike percentage-based asset under management fee and the expensive mutual funds or insurance products sold at ‘traditional’ money managers, our fees will not increase because the stock market goes up.

Your investment balanceTheir fees (1% of AUM)Our fees ($95/mo.)Your savings each year
$250,000$2,500$1,140$1,360
In 5 years: $319,000$3,190$1,140$2,050
10 years: $407,000$4,070$1,140$2,930
20 years: $663,000$6,630$1,140$5,490
Assumes 5% real annual growth with fees paid outside of the account for simplicity. All numbers shown in today’s dollars and rounded a bit. We expect our fees to match inflation, which means they stay flat in today’s dollars.

If you start with $250,000**, over 20 years of investing for typical stock market returns, the other guys will have siphoned off more than $60,000 in extra fees compared to Better Tomorrow Financial.

That extra money should be in your pocket, not theirs. Contact us today if you agree.

Learn more

In addition to reasonable fees, we provide everything you would expect from a world-class investment manager, and more:

  • An investment strategy compatible with your goals, financial situation, and beliefs.
  • A diversified, low-fee, and tax-efficient portfolio for your unique situation.
  • Re-balancing and tax-efficient buying and selling to keep you on track.
  • Easy, all-online account transfers into our firm whenever possible. We hate paperwork, and will keep it to a minimum for you.
  • Online meetings to determine your strategy: we meet clients all over the US using online video conferencing so you don’t even have to leave your living room.
  • Free trial and cancel anytime: try our services for free for 30 days before paying us a dime. Cancel anytime afterward. We hate ‘lock in’ and only want you to stay with us if you’re happy. We think you’ll love it here, but we will help you move your funds elsewhere if you ever choose to.
  • Flexible arrangements: we can manage your assets directly on our platform (for IRAs or taxable accounts), or we can help you manage them wherever you have them (necessary for employer plans like 401ks.) You’re free to have us manage any or all of your assets. Have a separate account that you want to manage? Go for it. Want to direct us to do something different than our standard recommendations? You have complete control to do so.

Reach out to start doing better with your money.

Need more than investment management?

For financial planning services beyond investment management, ask about our Comprehensive Financial Planning when you contact us.