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Personal finance for the 99%

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Better Tomorrow Financial (Long Habit LLC) is a Registered Investment Advisor in the state of Washington owned by Ward, the author of this site. Our registration is at SEC.gov.

Disclaimer: The Adviser may not transact business in states where it is not appropriately registered or exempt from registration. Individualized responses to persons that involve either the effecting of transactions in securities or the rendering of personalized investment advice for compensation will not be made without registration or exemption.

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